What is a purchase charge on a gift card?

Let’s learn what is a purchase charge on a gift card. The most accurate or helpful solution is served by Yahoo! Answers.

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What is a purchase charge on a gift card?

I recently received an American Express $100 gift card from a friend. So I noticed that on the letter the gift card came with, it stated that it has a $3.95 Purchase Charge. Does this mean that every purchase I make, it will deduct an extra $3.95 from my balance? (e.g. I buy a book for $10, does the purchase charge take away an extra $3.95, making it a total of $13.95?) If I am incorrect then what is a purchase charge? Please be specific!

Answer:

Its a service fee, this is how they make their money. If they did not charge anything additional, they...

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Matthew at Yahoo! Answers Mark as irrelevant Undo

Other solutions

Is a $3.50 charge to purchase a Visa gift card absurd?

A woman in my office wanted to purchase four $50 Visa gift cards (the kind you can use at any store). The teller told her that there is a $3.50 charge per card in addition to the $50 she wanted to put on the card. She freaked out and left the bank. I...

Answer:

I think it's pretty ridiciulous for the ammounts most of us are likely to spend. For a 7% surcharge...

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Cherry Darling at Yahoo! Answers Mark as irrelevant Undo

Can i completely charge my visa gift card on a bigger purchase?

i recently got a 40 dollar chase visa debit gift card. And it is for 40 dolalars but i was wondering if i have a purchase for 50 could i use the 40 on the card and pay the left over 10 with cash?

Answer:

yes in any store and it is the best way to get rid of these stupid cards

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Will Nelson at Yahoo! Answers Mark as irrelevant Undo

Does the Visa gift card charge when doing a purchase at a store?

Okay, I have a visa gift card with 25.00 dollars on it... And my mom thinks she knows it all, and said that when you use it, it charges you for using the cards? So is it true are not??

Answer:

i guess not.but you can check the link in the source box just to be accurate.hope that this will help...

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caitlyn at Yahoo! Answers Mark as irrelevant Undo

Has anyone used Target.com E-Gift Cards and the order total was higher than the gift card?

Has anyone ever used an E-Gift Card on the Target website? My dad got me a Target e-Gift-card to buy my son a snowsuit. They do not have snowsuits in his size range on the website, and I found out the e-card can only be used for a purchase on the website...

Answer:

call your credit card and check pending transactions

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cartmans... at Yahoo! Answers Mark as irrelevant Undo

OVERSPENT a visa gift card online? What will happen? HELP 10 Points!!?

OVERSPENT a visa gift card online? What will happen? HELP 10 Points!!? I was purchasing an order from Victoria's secret and i wanted to charge a vanilla visa gift card for 20$ cause that is all that was on the card. I tried to put it under gift card...

Answer:

it will be rejected soon enough

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meimeisj... at Yahoo! Answers Mark as irrelevant Undo

OVERSPENT a visa gift card online? What will happen? HELP 10 Points!!?

I was purchasing an order from Victoria's secret and i wanted to charge a vanilla visa gift card for 20$ cause that is all that was on the card. I tried to put it under gift card but the site only accepted Victoria's secret gift cards so i put it under...

Answer:

Definitely contact the company. Communication is key in situations like these ! Good luck!

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meimeisj... at Yahoo! Answers Mark as irrelevant Undo

OVERSPENT a visa gift card online? What will happen? HELP 10 Points!!?

I was purchasing an order from Victoria's secret and i wanted to charge a vanilla visa gift card for 20$ cause that is all that was on the card. I tried to put it under gift card but the site only accepted Victoria's secret gift cards so i put it under...

Answer:

the item will not ship

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meimeisj... at Yahoo! Answers Mark as irrelevant Undo

Can I buy an in app purchase with iTunes gift card?

If I buy an extension within an app, will it charge my credit card or my gift card that i already have redeemed? I read that apple gets 30% of in app purchase profits so I don't know. Anyone tried this? Does it charge the gift card or the credit card...

Answer:

I am not 100% clear about what you mean by "an extension" within the app - but I am pretty...

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Chandler at Yahoo! Answers Mark as irrelevant Undo

Purchase of a $50 vanilla visa gift card?

Two days ago I bought a vanilla visa gift card from 711 to make a purchase online. I know there is $50 dollars on it because I have yet to use it. I went on the vanilla visa website and wanted to register the card, but it says that the number I entered...

Answer:

Call the 800 number on the back of the card. They will explain what happened.

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Kathy K at Yahoo! Answers Mark as irrelevant Undo

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